1. Acceptance of Terms

By downloading, installing, or using Portofelo ("the app"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the app.

2. Use of the App

Portofelo is a personal finance management tool designed for individual use. You may use the app to track your expenses, manage budgets, scan receipts, and manage your personal financial accounts.

You agree not to:

Use the app for any illegal or unauthorized purpose
Attempt to reverse-engineer, decompile, or modify the app
Use automated systems to access the app's services
Share your account credentials with third parties

3. Accounts

You may use the app without creating an account (as a guest with an anonymous session). If you create an account, you are responsible for maintaining the security of your credentials. You may upgrade from a free anonymous account to a full account at any time.

4. Subscriptions & Payments

Portofelo offers a free tier and a paid Pro tier. Subscriptions are billed through Apple's App Store or Google Play Store and are subject to their respective terms. You can cancel your subscription at any time through your device's subscription management settings.

5. Data & Privacy

Your use of the app is also governed by our Privacy Policy, which explains how we collect, use, and protect your data.

6. Disclaimer

Portofelo is provided "as is" without warranties of any kind. We do not guarantee the accuracy of receipt scanning results, budget calculations, or any financial data processed by the app. The app is not a substitute for professional financial advice.

7. Limitation of Liability

To the maximum extent permitted by law, Portofelo and its developers shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the app, including but not limited to loss of data or financial losses.

8. Changes to These Terms

We may update these terms from time to time. Continued use of the app after changes are posted constitutes acceptance of the updated terms.

9. Contact

Questions about these terms? Contact us at [email protected].